Top Payment Gateways for e-commerce Portals in India

The selection of Payment Gateway is one of the crucial things to do when you are into the e-commerce business. If you have an e-commerce portal, a payment gateway is inevitable. You have to integrate one for getting the payments from buyers.

payment gateways

You must select the payment gateway that is safe because buyers fill the credit/debit cards details, Net banking passwords while making the payments so being the owner of the e-commerce portal, it is your job to make these whole payment process safer and reliable. You can do it by choosing the best payment gateway for your portal.

In this blog post, I am going to list top 7 payment gateways for e-commerce portals in India:

1. CCAvenue

CCAvenue is one of the best and largest payment gateways of India. It is feature rich and offers secured payment. It offers around 100 payment options and collects payments from different major foreign currencies. It allows you to get payments from your customers in the currencies they know and comfortable with.

CCAvenue offers checkout page in 18 major Indian and international languages that improve the user experience to a great level. One of the best features it offers is the Retry option that lets the customers retry immediately when the first payment attempt gets failed.

The checkout process is smooth, safe, and secured. CCAvenue enables the customers to save the card details, billing, and shipping details to make future transactions quick. All details are saved in an encrypted form that makes sure your details are safely kept.

You may check out the pricing details by visiting the pricing page of CCAvenue.

2. PayU Biz India

PayU Biz is another popular payment gateway of India. It claims that it boosts the sales instantly by 12% through its advanced features like intelligent retry, dynamic switching, and mobile responsive payment page. E-commerce companies such as Jabong and Snapdeal are using PayU Biz as their payment gateway.

PayU Biz accepts almost all popular credit cards (Visa/Mastercard/Diners/Amex Credit Cards), All debit cards, 33+ net banking options, cash cards, mWallets, IVR payments, email invoicing, and EMI of Citibank, ICIC, HDFC, etc.

You can check out the price options on PayU biz’s pricing page.

3. CitrusPay

CitrusPay is one of the leading payment gateways of India. It implements the best and advanced technologies that boost the success rate to a considerable percentage.

It has one of the best features packed with it that many other payment gateways don’t offer. Every transaction is encrypted and making payment is seamless.

Check out the pricing details of CitrusPay.

4. DirecPay

DirecPay is another payment gateway popular in India. By using this payment gateway, you can accept customer payments by credit card, Debit card, and net banking. You don’t need to open a new bank account to be a DirecPay merchant. It offers multiple access modes using Internet and IVRS.

It has a long list of features that you can check out here.

5. Atom

Atom is a big player in India when it comes to payment gateways. It is growing fast; it is having more than 4500 clients at the time of writing this article. It supports more than 100 payment options. It accepts five different credit cards, 50+ debit cards, and more than 50 net banking that collectively made more than 15 million transactions till date.

6. PayPal

PayPal is being used widely because of ease of setting up. PayPal is mostly used in India to accept payments from foreign countries. An Indian company cannot accept PayPal payments from Indian cards as of now. PayPal Payment Gateway is a little bit of expensive than the other listed on this page, but it is widely accepted and trusted. Sending and receiving payments is quite easy when you use PayPal.

7. ZaakPay

ZaakPay offers both mobile and web payments. It lets its users choose their plans depending upon the expected transaction volume per month. More than 1 billion transactions are done till day via this payment gateway. It has more than 500 happy customers with it. It offers T+1 settlement clearing process. You can get in-app payments on Android and iOS at an almost negligible installation cost.


The payment gateways mentioned above are suitable for e-commerce portals to accept payments. These gateways ensure the safety and security of every transaction happen between the portal and the customers. Every payment details are stored in encrypted format to offer top notch security.

This is my list of 7 Indian Payment Gateways for e-commerce portal. I would like to hear from you as well, which one you are using or do you use any other gateway. Then please share with us.

Mukesh Annamalai

Mukesh Annamalai is the Founder of this blog and he specializes into Technology thus he loves to share tech & gadget related Blog posts.


  1. Great share. You did a great job of sharing general information about payment gateway providers from India. It would be better for us if you give some more information about their services and fee structure.

    • Hello Anjali,

      Thanks for your feedback. I have made the list, and now I will review each service one by one so that you will get the info of each in detail.

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